With increasing marriage break ups and divorce, health problems, financial difficulty, and emigration, the UK’s housing market is on the decline.

Many people are stuck in chains and have property on the market for over 7 months before they sell, and when they do eventually sell they are hit with solicitors fees, HIPS fees, Estate Agent fees, not to mention the 7 months or more of mortgage payments they will have to make.

This is not a great situation for people currently on the housing market - but for the first time buyer, or no chain buyer this is a great time to buy the property you have always wanted as all offers are being considered.

But … for anyone who is facing problems with chains, or financial difficulty … there are ways in which you can sell your house quickly, and with the cash from it, purchase your dream house without all the wait. As a cash buyer the power to buy whatever property you like will be in your hands, at up to 20% below the asking price … and here is how:-

1. Forget the Estate Agents

Estate Agents are in the property business for one reason to make money. They don’t want to sell your property as quickly as they can, they want to make as much money from the fees they charge you as they can. So they will inflate the actual value of your house to trick you into believing they are the best company to sell with. Over a period of time when you are getting no viewing, and most importantly no sale they will slowly reduce the estimated market value of your home to a more realistic asking price. By this time you have already paid 4-5 months of mortgage payments and quite willing drop your asking price to sell your property fast.

2. Remember no chain and first time buyers get the property they want

To be in a position where you have no property holding you down, with months and months of negotiation, is a great situation to be in, in today’s current market. Property sellers quite willingly will accept offers far below the asking price if the buyer is not in a chain or is a first time buyer with the cash behind them as opposed to someone who is stuck with a house they have to sell before they can move.

3. Be realistic about your asking price

Everyone would love to get the price tag that the estate agents put on their properties, but in reality its not always possible because the asking price is highly overvalued to start with. There are many cash buyers and investors who make you an offer to buy your property for as little as 10% below the RIC’S asking price which is not a lot of difference really if you take into mind the costs of selling with an estate agent and all of the mortgage payments.

4. Sell, sell, sell !!!

Selling your house fast is relatively easy if you are realistic about the asking price. You need to sell fast to be able to move on, and be in the power position as a cash buyer as previously discussed. This doesn’t mean you have to take a silly offer 20-30% below RIC’S valuation, good property investors will make you an offer 10% below RICS, and you can bank the cash in days and move on to your next dream property … and offer 10-20% below valuation for it as a cash buyer!!!